No Content Set
Exception:
Website.Models.ViewModels.Components.General.Banners.BannerComponentVm
Take control of your financial future with Gower’s Future Forecast
Lifelong personal financial planning, pensions, investments and life insurance
Lifelong personal financial planning, pensions, investments and life insurance
If you live in Guernsey and hold UK pensions, upcoming UK tax changes mean now could be the right time to review your options. Explore whether transferring your pension to a Guernsey-based QROPS could support your retirement and legacy planning.
Proposed changes to UK pension legislation may affect how pension assets are treated for Inheritance Tax purposes from April 2027.
For Guernsey residents who hold UK pensions, this creates an opportunity to review existing arrangements and consider whether a transfer could support wider retirement and legacy planning objectives.
For many Guernsey residents, transferring a UK pension is about more than responding to changing legislation. It can be an opportunity to create a more streamlined, flexible and locally aligned approach to managing your retirement wealth.
A Pension Transfer may help simplify your arrangements, improve oversight of your retirement assets and support a strategy that better reflects your current lifestyle and long-term financial goals.
Greater control
Align your pension arrangements with your current residency, financial priorities and retirement objectives. A locally based solution can help you take a more coordinated approach to managing your retirement wealth.
Simplified pension management
Bringing eligible pensions together within a single structure can make them easier to manage, monitor and review as your needs evolve.
Flexible retirement income options
Choose a retirement income strategy that works for you. Options may include Income Drawdown, allowing your pension to remain invested while you access income as required, or an annuity for greater certainty of income.
Investment flexibility
Keep your pension investments aligned with your objectives, investment timeframe and attitude to risk, helping ensure your retirement savings continue to support your long-term plans.
A coordinated financial strategy
Integrate your pension arrangements more effectively with your wider retirement planning, investment strategy and legacy objectives, creating a more joined-up approach to your financial future.
Gower's Horizon Guernsey QROPS is designed specifically for Guernsey residents who hold UK pensions and want to bring their retirement planning closer to home.
A Qualifying Recognised Overseas Pension Scheme (QROPS) is an overseas pension arrangement that meets HMRC requirements for accepting transfers from eligible UK pension schemes.
The Horizon Guernsey QROPS can support both retirement and legacy planning, helping integrate your pension arrangements into your wider financial strategy.
We guide you through a structured process, to make sure you make an informed decision:
Review
Assess your existing UK pensions, transfer values and underlying investments.
Evaluate
Determine whether a Pension Transfer may be suitable for your circumstances and future plans.
Structure
Create a strategy aligned with your residency, objectives and investment preferences.
Implement
Manage the transfer process efficiently and compliantly.
Ongoing support
Receive ongoing reviews and support as your financial needs evolve.
No Content Set
Exception:
Website.Models.ViewModels.Blocks.SiteBlocks.CookiePolicySiteBlockVm
